Auto insurance rates just keep going up and up these days, you can not be certain where they will stop or start to decline. Your best bet is to just go ahead and get it now if you have been watiing, because it is just on the rise. No end in sight as far as I can see. I mean the last two years has been nothing but a disaster for the insurance market. They keep raising the rates without offering any degree of better service. It is so strange how they get away with such things, but it is to be entirely expected considering that every american is required to have insurance.